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BMI Partners

It is focused on companies, it seeks to protect and safeguard the interests and assets of the company, the partners and their families, providing them with the peace of mind of giving them business continuity in the event of the death of one of the partners. This term life insurance from 10 to 30 years offers ideal coverage for companies, SMEs or family businesses that need to cover their operating capital investments in the event of the death of one of the key members of the company.

Brochure BMI Partners PDF

Benefits

• Ensure business integrity and continuity.
• Shareholders retain ownership of the business.
• Ensure control of the company without internal interference.
• Not affect working capital.
• Ensure liquidity.
• The insurance premium is a minimal fraction of the benefits to be received.
• The payment of the insurance premium enters as an expense of the company.


Benefits for the Heirs

• They are not tied to a business that they may not be aware of or qualified or interested in participating in.
• The rights will receive the money corresponding to their shares at a fair price.
• The capital can be invested to provide stable income for the family.
• Accelerates the succession process of inheritance.
• The rights will not depend on the partners to continue their lives.
• Avoids the likelihood of conflicts arising between the family of the deceased and the surviving partners.

Who is it for?

• For medium or small companies or companies.
• Companies that have two (2) or more years of incorporation.
• For companies, SMEs or legally constituted family businesses, which require these benefits to cover their operating capital investments in the event of the death of one of the key members of the company.

Segment coverage for basic life:

The insured values are:

• From: US $50,000
• Up to: US$$2,000,000

• For the basic ITP limit up to US$300,000

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