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BMI Best Indexed

Our BMI BEST INDEX universal life policy offers an excellent accumulation of values according to the performance of the selected stock market index (Standard & Poor's 500(S&P500) or the NASDAQ 100), the value of the minimum coverage is USD $ 100,000, with issue ages ranging from 12 years to a maximum of 75 years of age, additionally when purchasing the policy you can:

Plan your savings and retirement
Cover the costs of death
Protect your family.
It is collateral for financial loans.
It allows the payment of debts.
It can be used as a fund for unexpected expenses.
It can be used to give continuity to the education of their children.

Brochure Best Indexed

Conditioning of Universal Life Product BMI Best Indexed

Why an Indexed Universal Life Insurance?

Accumulates value based on the performance of a stock index.
Allows to select one of two stock indices: Standard & Poor´s 500 (S&P500) or NASDAQ 100.
A universal life policy combines two important factors:
PROTECTION and ACCUMULATION.
Accumulated value will perform based on calendar year index performance.
It offers an initial participation factor of 70%.
Guarantees a minimum participation factor of 40%.
Provides a maximum performance potential of 12%.
Offers a minimum guaranteed return of 1%.
Offers flexible premiums and adjustable protection.
It represents a solid asset that complements your insurance portfolio and
investment.

The insured values, the premiums and the surrender values, if any, are expressed in dollars of the United States of America.
All payments will be made in Colombian pesos, at the representative market rate (TRM) on the day of payment of the obligation.

The information contained in this brochure is informative. The clauses in the conditions are those that govern the policy.

Additional Annexes

Our BMI BEST INDEX universal life policy offers, for an additional value, the following annexes according to your protection needs:

Family Income Annex: Guarantees the payment of the annual rent specified on the title page of the policy for the death of the insured for any reason, as long as the death occurs while the policy and the annex are in force.
Accidental Death Schedule: It guarantees the payment of the insured sum that corresponds to the annex for accidental death of the insured.
Annex of Waiver of Monthly Charges for Total Disability: Guarantees the exemption of the monthly charges that correspond to the policy and its Annexes, including this Annex, when he receives written proof that The Insured has been totally disabled, while the policy and the annex are in force and it has lasted for at least six consecutive months.
Temporary Insurance Annex on the Main Insured: Guarantees the payment of the insured sum that corresponds to the annex, as long as the death occurs while the policy and the annex are in force.

Conditions of the Available Annexes

Family Income Annex
Accidental Death Schedule
Annex of Waiver of Monthly Charges for Total Disability
Total and Permanent Disability Schedule
Temporary Insurance Annex on the Principal Insured